Health & Welfare Rates
Sheet Metal #10 Benefit Fund Monthly Retiree Rates
Effective May 1, 2026
Pre-Medicare
|
Pre-Medicare Medical
|
Delta Dental
|
Medical & Dental
|
*Family rate includes $400 for dependent children
Medicare (Generally age 65)
United Healthcare High Option
|
Pre-Medicare Medical
|
Medicare Medical
|
Medical 1+1
|
Delta Dental
|
Medical & Dental
|
|
Single
|
$185.00
|
$49.00
|
$234.00
|
|
Couple
|
$370.00
|
$98.00
|
$468.00
|
|
1+1* (1 Pre-Medicare & 1 Medicare)
|
$908.00
|
$98.00
|
$1,006.00
|
*1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare
United Healthcare High No-NPF*
|
Pre-Medicare Medical
|
Medicare Medical
|
Medical 1+1
|
Delta Dental
|
Medical & Dental
|
|
Single
|
$216.00
|
$49.00
|
$265.00
|
|
Couple
|
$432.00
|
$98.00
|
$530.00
|
|
1+1** (1 Pre-Medicare & 1 Medicare)
|
$939.00
|
$98.00
|
$1,037.00
|
*No-NPF= a participant who is not eligible for the $31.00 subsidy provided by the National Pension Fund
**1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare
United Healthcare Core Option
|
Pre-Medicare Medical
|
Medicare Medical
|
Medical 1+1
|
Delta Dental
|
Medical & Dental
|
|
Single
|
$73.00
|
$49.00
|
$122.00
|
|
Couple
|
$146.00
|
$98.00
|
$244.00
|
|
1+1* (1 Pre-Medicare & 1 Medicare)
|
$796.00
|
$98.00
|
$894.00
|
*1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare
United Healthcare Core No-NPF*
|
Pre-Medicare Medical
|
Medicare Medical
|
Medical 1+1
|
Delta Dental
|
Medical & Dental
|
|
Single
|
$104.00
|
$49.00
|
$153.00
|
|
Couple
|
$208.00
|
$98.00
|
$306.00
|
|
1+1** (1 Pre-Medicare & 1 Medicare)
|
$796.00
|
$98.00
|
$925.00
|
*No-NPF= a participant who is not eligible for the $31.00 subsidy provided by the National Pension Fund
**1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare