SMART LOCAL 10
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Picture

Health & Welfare Rates

Sheet Metal #10 Benefit Fund Monthly Retiree Rates

Effective May 1, 2023

Pre-Medicare

Pre-Medicare Medical
Single
$703.00
Couple
$1,406.00
Family*
$1,806.00
Delta Dental
Single
$44.00
Couple
$88.00
Family*
$138.00
Medical & Dental
Single
$747.00
Couple
$1,494.00
Family*
$1,944.00
*Family rate includes $400 for dependent children

Medicare (Generally age 65)

United Healthcare High Option

Pre-Medicare Medical
Medicare Medical
Medical 1+1
Delta Dental
Medical & Dental
Single
$165.00
$44.00
$209.00
Couple
$330.00
$88.00
$418.00
1+1* (1 Pre-Medicare & 1 Medicare)
$868.00
$88.00
​$956.00
*1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare

United Healthcare High No-NPF*

Pre-Medicare Medical
Medicare Medical
Medical 1+1
Delta Dental
Medical & Dental
Single
$196.00
$44.00
$240.00
Couple
$392.00
$88.00
$480.00
1+1** (1 Pre-Medicare & 1 Medicare)
$899.00
$88.00
$987.00
*No-NPF= a participant who is not eligible for the $31.00 subsidy provided by the National Pension Fund
**1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare

United Healthcare Core Option

Pre-Medicare Medical
Medicare Medical
Medical 1+1
Delta Dental
Medical & Dental
Single
$53.00
$44.00
$97.00
Couple
$106.00
$88.00
​$194.00
1+1* (1 Pre-Medicare & 1 Medicare)
$756.00
$88.00
​$844.00
*1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare

United Healthcare Core No-NPF*

Pre-Medicare Medical
Medicare Medical
Medical 1+1
Delta Dental
Medical & Dental
Single
$84.00
$44.00
​$128.00
Couple
$168.00
$88.00
$256.00
1+1** (1 Pre-Medicare & 1 Medicare)
$787.00
$88.00
​$875.00
*No-NPF= a participant who is not eligible for the $31.00 subsidy provided by the National Pension Fund
**1+1= A couple where one participant is eligible for Medicare and one is Pre-Medicare

Contact us

SMART Sheet Metal Workers' Local #10
1681 East Cope Avenue Suite A
Maplewood, Minnesota 55109

Office: 651-770-2388 | Fax: 651-770-8539
office@smw10.org

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  • Home
  • LOCATIONS / TRAINING
    • Metro
    • Central MN
    • Nothern MN
    • Southern MN
    • North Dakota
    • South Dakota
    • TRAINING/EDUCATION
  • Members
    • Recent News
    • DUES INFORMATION >
      • FORFEITED MEMBERS
    • PRODUCTION
    • Recently Deceased Members
    • RETIREE Information >
      • Newly Retired Members
    • UNEMPLOYMENT INFO BY STATE
  • Benefits
    • ADDRESS CHANGES
    • ARTICLES OF INTEREST
    • BENEFICIARY DESIGNATION
    • MEDICAL >
      • active members >
        • Health & Welfare Rates
        • Open Enrollment
      • Benefit Programs
      • Health Fund Plan Documents
      • Retired Members >
        • health & Welfare Rates
        • Open Enrollment
    • PENSIONS >
      • Local 10 Pension
      • National Pension
      • Supplemental Retirement
    • SAFE Plan
    • STAFF
    • VACATION FUND INFORMATION
  • RESOURCES
    • Links
    • Market Recovery
    • Prevailing Page
    • Politics
    • Calendar
    • Apparel
  • About Us
    • Organizing
    • Contact Us
    • Staff
    • Contractors