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SAFE Plan

The Sheet Metal #10 SAFE Plan became effective in July 2002, although not all contract areas participate (please reference your contract areas Collective Bargained Agreement (CBA). This Plan is intended to provide benefits for a participant that is unemployed, to help maintain active or retiree health coverage through the Sheet Metal #10 Benefit Fund, and/or as a supplement to unemployment benefits or short term disability through the Sheet Metal #10 Benefit Fund.
​
Please see the summary below of the Benefits available as well as access to the necessary applications and or procedures.

SAFE Unemployment Benefit


If you are receiving state unemployment compensation benefits, you may be eligible to receive the Supplemental Unemployment Benefit.  This income is taxable and you will need to complete the SAFE unemployment forms.  The Minnesota Department of Employment has gone paperless with unemployment benefits. The Unemployment Benefit from the Sheet Metal #10 SAFE Plan requires the documentation of your unemployment payment information which can be accessed through the MN Unemployment website www1.uimn.org/ui_applicant/applicant/login.do .



P
lease see the link below under Documents for the SAFE Plan Rules and Application for specific rules, but general information is listed here regarding the benefits.  
What is the SAFE Unemployment Benefit and what is the amount?
The Supplemental Unemployment Benefit amount is $230 for each week for which you are eligible for State UI benefits, including your waiting week with the state. 
If My State UI Benefits run out what happens with my SAFE Unemployment Benefits?
Depending on your SAFE Plan Balance and if there are still available funds in it, your Supplemental Unemployment Benefits will continue after your State UI benefits are exhausted if you are still laid off and available for work.  
I am an apprentice, do I qualify for SAFE Unemployment Benefits?
If you are an apprentice, rotated by the apprentice committee and laid off from work by your new employer, you MAY also be eligible to receive this benefit even if you have not accumulated enough working week credits with your new employer to become eligible for State UI benefits.

SAFE Health Coverage

Your SAFE Plan individual account can also be used to maintain health coverage in the Sheet Metal #10 Benefit Fund. You will be notified by the Health Fund if you become ineligible and this benefit option will be provided.
Other benefits in SAFE Plan include Supplemental Disability Benefit and Retiree Health Coverage.  For a complete explanation of the rules and all the benefits available please see the Summary Plan Description link below.

SAFE Plan Documents

SAFE Unemployment Rules & Application
Safe Plan Unemployment Instructions
Safe plan unemployment application
SAFE Supplementary Disability Benefit Application
Safe disability application
SAFE Severance Benefit Application- (For former participants who have had no contributions to the Plan for 12 consecutive months and who are not employed in the construction industry)
safe severance application
SAFE Plan Summary Plan Description & Summary Material Modification 
safe plan spd
safe plan smm
If you are unable to print any SAFE Plan forms and or instructions, please contact the Fund Office at (651) 770-0991 ext 406 and request the applicable forms be mailed to you.

Contact us

SMART Sheet Metal Workers' Local #10
1681 East Cope Avenue Suite A
Maplewood, Minnesota 55109

Office: 651-770-2388 | Fax: 651-770-8539
office@smw10.org

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  • Home
  • LOCATIONS / TRAINING
    • Metro
    • Central MN
    • Nothern MN
    • Southern MN
    • North Dakota
    • South Dakota
    • TRAINING/EDUCATION
  • Members
    • Recent News
    • DUES INFORMATION >
      • FORFEITED MEMBERS
    • PRODUCTION
    • Recently Deceased Members
    • RETIREE Information >
      • Newly Retired Members
    • UNEMPLOYMENT INFO BY STATE
  • Benefits
    • ADDRESS CHANGES
    • ARTICLES OF INTEREST
    • BENEFICIARY DESIGNATION
    • MEDICAL >
      • active members >
        • Health & Welfare Rates
        • Open Enrollment
      • Benefit Programs
      • Health Fund Plan Documents
      • Retired Members >
        • health & Welfare Rates
        • Open Enrollment
    • PENSIONS >
      • Local 10 Pension
      • National Pension
      • Supplemental Retirement
    • SAFE Plan
    • STAFF
    • VACATION FUND INFORMATION
  • RESOURCES
    • Links
    • Market Recovery
    • Prevailing Page
    • Politics
    • Calendar
    • Apparel
  • About Us
    • Organizing
    • Contact Us
    • Staff
    • Contractors