SMART LOCAL 10
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Open Enrollment

Open Enrollment for Active Participants

The month of November is the open enrollment period for those specific Sheet Metal Workers that are offered a choice in their Plan and/or for Single or Family Coverage as applicable to their contract area.  An election option is in very limited contract areas.  Forms will be mailed to individuals, but if you have any questions or have not received your form by November 1st, please contact Sarah Quast at the Sheet Metal Benefit Office at (651) 770-0991 ext 407 or via email squast@smwbenefits.com
​
Any change in the amount your employer contributes for your health insurance will result in a corresponding increase or decrease in taxable base pay.  It is important for you to understand how an election change can affect your wages.  Therefore, you should carefully review the material sent out during Open Enrollment.
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Rates, Deductibles & Out-of-Pocket

Rates

Contribution Rate

Premium Rate

Plan A Family
$ 11.01
$1,596.00
Plan A Single
$9.51
$1,378.00

Plan B Family
$8.39
$1,216.00
Plan B Single
$3.68
$533.00

Deductibles & Out-of-Pocket

Individual Rate

Family Rate

Plan A Annual Deductible
$145
$1,160.00
Plan A Annual Out-of-Pocket
$435
$3,480.00

Plan B Annual Deductible
$645
$1,935.00
Plan B Annual Out-of-Pocket
$1,935.00
$5,805.00
Please Note  A change in coverage plan or type will result in a change in your taxable base.  Please click on your applicable contract area link below to view the Taxable Base and Total Package information for your area
Metro Minnesota
Central Minnesota
Northern Minnesota

Southern Minnesota
North Dakota
South Dakota

Contact us

SMART Sheet Metal Workers' Local #10
1681 East Cope Avenue Suite A
Maplewood, Minnesota 55109

Office: 651-770-2388 | Fax: 651-770-8539
office@smw10.org

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  • Home
  • LOCATIONS / TRAINING
    • Metro
    • Central MN
    • Nothern MN
    • Southern MN
    • North Dakota
    • South Dakota
    • TRAINING/EDUCATION
  • Members
    • Recent News
    • DUES INFORMATION >
      • FORFEITED MEMBERS
    • PRODUCTION
    • Recently Deceased Members
    • RETIREE Information >
      • Newly Retired Members
    • UNEMPLOYMENT INFO BY STATE
  • Benefits
    • ADDRESS CHANGES
    • ARTICLES OF INTEREST
    • BENEFICIARY DESIGNATION
    • MEDICAL >
      • active members >
        • Health & Welfare Rates
        • Open Enrollment
      • Benefit Programs
      • Health Fund Plan Documents
      • Retired Members >
        • health & Welfare Rates
        • Open Enrollment
    • PENSIONS >
      • Local 10 Pension
      • National Pension
      • Supplemental Retirement
    • SAFE Plan
    • STAFF
    • VACATION FUND INFORMATION
  • RESOURCES
    • Links
    • Market Recovery
    • Prevailing Page
    • Politics
    • Calendar
    • Apparel
  • About Us
    • Organizing
    • Contact Us
    • Staff
    • Contractors