Retired Members 

Sheet Metal #10 Benefit Fund Retiree Coverage

When you retire, you may have the option to elect Retiree health coverage for you and your dependents.

How do I get started?

Contact the Benefit Office when you are planning on retiring so we can assist in enrolling you in the Retiree Plan.  Your individual dollar bank balance and SAFE account will be used respectively to maintain your Retiree coverage.

How do I know if I'm eligible? You must meet the following eligibility requirements. 

• Made written application to the Board of Trustees within 31 days following the date of your active coverage under this Plan ends following your Date of Retirement 

 

• Are eligible to receive a pension from one of the following: the Sheet Metal Workers Local #10 Pension Fund, the Sheet Metal Local #10 Supplemental Retirement Fund, the Sheet Metal Workers National Pension Fund, and/or the Sheet Metal Production Pension Fund.

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• ​Had at least 11,500 hours of contributions paid to the Plan immediately preceding retirement

I'm a Non-Bargaining Unit Office Employee, what should I know about eligibility?

If you are a Non-Bargaining Unit Office Employee, you must have eighty-two (82) months of coverage reported to the Fund before you retire,  in addition to making timely application for retiree coverage.

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Please review the Summary Plan Description and Summary Material Modifications for information regarding rules and coverage for pre-medicare retiree coverage.

View the Retiree Summary Plan Description for pre-medicare coverage here!

The Summary Plan Description provides a detailed description of the eligibility requirements for coverage and the benefits provided through the health fund. 

Retiree Summary Plan Description 2018

(If you view this document make sure you also review the Summary of Material Modifications provided below)

View the Retiree Summary Plan Material Modifications for pre-medicare coverage here!

The Summary of Material Modifications include any changes made to the plan since the Summary Plan Description was last printed.

Retiree smm as of 2/2025

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The Blue Cross Blue Shield Network is also the discount network used for pre-medicare coverage in the Retiree Plan. 

Access Instructions for finding a Blue Cross Blue Shield Provider flyer here!

Instructions to find a BCBS Provider

DELTA DENTAL If you are enrolled in Delta Dental and have questions about your network or coverage.  Please call​ (651) 406-5901.